How does Eco compete with big banks?

Eco team: I actually think, in some sense, you don’t need a complicated strategy to beat a bad incumbent, like a bank. You need a better product, you need a better community, you need to be able to communicate what you’re doing. The hard part is building those things. The hard part is executing on that. But the idea of how you compete is actually not that hard. I think it’s quite straightforward. So that’s how we’ll do it. We’ll just make something that’s better and build a better community.